50 states + D.C.

Closing Costs by State

Closing costs vary a lot by state — transfer taxes, property taxes, insurance, attorney customs, and 2026 conforming loan limits all change the math. Pick a state for an itemized estimate on a median-priced home.

Northeast

Connecticut

Median price $466,000 · 1.7% property tax · 2026 loan limit $832,750

See the breakdown

Maine

Median price $375,800 · 1.27% property tax · 2026 loan limit $832,750

See the breakdown

Massachusetts

Median price $749,900 · 1.15% property tax · 2026 loan limit $832,750

See the breakdown

New Hampshire

Median price $502,300 · 2.03% property tax · 2026 loan limit $832,750

See the breakdown

New Jersey

Median price $526,500 · 2.21% property tax · 2026 loan limit $832,750

See the breakdown

New York

Median price $576,100 · 1.4% property tax · 2026 loan limit $832,750

See the breakdown

Pennsylvania

Median price $301,000 · 1.51% property tax · 2026 loan limit $832,750

See the breakdown

Rhode Island

Median price $484,800 · 1.53% property tax · 2026 loan limit $832,750

See the breakdown

Vermont

Median price $388,000 · 1.8% property tax · 2026 loan limit $832,750

See the breakdown

Midwest

Illinois

Median price $285,600 · 2.05% property tax · 2026 loan limit $832,750

See the breakdown

Indiana

Median price $258,900 · 0.87% property tax · 2026 loan limit $832,750

See the breakdown

Iowa

Median price $230,600 · 1.5% property tax · 2026 loan limit $832,750

See the breakdown

Kansas

Median price $280,900 · 1.33% property tax · 2026 loan limit $832,750

See the breakdown

Michigan

Median price $249,300 · 1.44% property tax · 2026 loan limit $832,750

See the breakdown

Minnesota

Median price $370,900 · 1.11% property tax · 2026 loan limit $832,750

See the breakdown

Missouri

Median price $263,300 · 1.01% property tax · 2026 loan limit $832,750

See the breakdown

Nebraska

Median price $288,800 · 1.65% property tax · 2026 loan limit $832,750

See the breakdown

North Dakota

Median price $350,000 · 0.95% property tax · 2026 loan limit $832,750

See the breakdown

Ohio

Median price $248,600 · 1.62% property tax · 2026 loan limit $832,750

See the breakdown

South Dakota

Median price $325,700 · 1.22% property tax · 2026 loan limit $832,750

See the breakdown

Wisconsin

Median price $318,000 · 1.73% property tax · 2026 loan limit $832,750

See the breakdown

South

Alabama

Median price $282,400 · 0.4% property tax · 2026 loan limit $832,750

See the breakdown

Arkansas

Median price $255,300 · 0.64% property tax · 2026 loan limit $832,750

See the breakdown

Delaware

Median price $396,100 · 0.58% property tax · 2026 loan limit $832,750

See the breakdown

District of Columbia

Median price $920,000 · 0.59% property tax · 2026 loan limit $1,249,125

See the breakdown

Florida

Median price $433,600 · 0.94% property tax · 2026 loan limit $832,750

See the breakdown

Georgia

Median price $374,700 · 0.92% property tax · 2026 loan limit $832,750

See the breakdown

Kentucky

Median price $270,200 · 0.82% property tax · 2026 loan limit $832,750

See the breakdown

Louisiana

Median price $253,200 · 0.52% property tax · 2026 loan limit $832,750

See the breakdown

Maryland

Median price $496,500 · 1.04% property tax · 2026 loan limit $832,750

See the breakdown

Mississippi

Median price $255,100 · 0.65% property tax · 2026 loan limit $832,750

See the breakdown

North Carolina

Median price $380,300 · 0.85% property tax · 2026 loan limit $832,750

See the breakdown

Oklahoma

Median price $245,900 · 0.88% property tax · 2026 loan limit $832,750

See the breakdown

South Carolina

Median price $403,600 · 0.56% property tax · 2026 loan limit $832,750

See the breakdown

Tennessee

Median price $389,100 · 0.73% property tax · 2026 loan limit $832,750

See the breakdown

Texas

Median price $339,500 · 1.69% property tax · 2026 loan limit $832,750

See the breakdown

Virginia

Median price $457,500 · 0.86% property tax · 2026 loan limit $832,750

See the breakdown

West Virginia

Median price $258,800 · 0.55% property tax · 2026 loan limit $832,750

See the breakdown

West

Alaska

Median price $400,500 · 1.02% property tax · 2026 loan limit $1,249,125

See the breakdown

Arizona

Median price $470,200 · 0.67% property tax · 2026 loan limit $832,750

See the breakdown

California

Median price $866,100 · 0.74% property tax · 2026 loan limit $832,750

See the breakdown

Colorado

Median price $640,000 · 0.56% property tax · 2026 loan limit $832,750

See the breakdown

Hawaii

Median price $975,500 · 0.3% property tax · 2026 loan limit $1,249,125

See the breakdown

Idaho

Median price $474,700 · 0.75% property tax · 2026 loan limit $832,750

See the breakdown

Montana

Median price $528,000 · 0.76% property tax · 2026 loan limit $832,750

See the breakdown

Nevada

Median price $496,000 · 0.66% property tax · 2026 loan limit $832,750

See the breakdown

New Mexico

Median price $370,600 · 0.68% property tax · 2026 loan limit $832,750

See the breakdown

Oregon

Median price $521,500 · 0.98% property tax · 2026 loan limit $832,750

See the breakdown

Utah

Median price $588,500 · 0.62% property tax · 2026 loan limit $832,750

See the breakdown

Washington

Median price $658,700 · 0.92% property tax · 2026 loan limit $832,750

See the breakdown

Wyoming

Median price $450,000 · 0.55% property tax · 2026 loan limit $832,750

See the breakdown